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The KPP Difference

We don't just manage your money. We invest alongside you.

What is Parallel Investing?

Our Core Philosophy

We coined the term "Parallel Investing" to define our level of accountability. For every investment we make for our clients, one or more members of KPP’s leadership team make the same investments for themselves—on the same day, at the same price

The Standard Industry Practice

The KPP Standard (Parallel Investing)

Conflicting Interests

Advisors often sell "brokerage-backed products" or "illiquid insurance contracts" that generate commissions for them, regardless of how the asset performs for you.

Total Alignment

One or more of our principals invest their own capital into the same strategies we recommend to you. If your portfolio drops, so does ours. We succeed only when you do.

Hidden Fees & Opaqueness

Larger firms may offer value, but often bury costs in high commissions, hidden fees, and complex fee structures that erode your returns.

100% Fee Transparency

As an independent fiduciary, we operate with complete clarity. You pay for unbiased advice, never for "third-party propaganda" or hidden sales charges.

"Index-Hugging" & Illiquidity

Many advisors lock clients into generic bond funds or illiquid private debt instruments that are hard to exit when markets shift.

Agile & Individual Ownership

We buy individual securities (stocks and bonds) to ensure liquidity. This allows us to adapt to market dynamics instantly—something entrenched firms cannot match.

Different Rules for Them vs. You

It is common for advisors to recommend investments they would never own themselves, creating a disconnect between their advice and their personal wealth.

Same Day. Same Price.

When we make a trade for our clients, we make the same trade for ourselves—on the same day, at the same price. No front-running. No special treatment.

 

What "Parallel Investing" Means for Your Wealth

We believe a partnership requires shared risk. Unlike large institutions where clients are just account numbers, KPP Financial ensures that our outcomes are aligned with yours. This philosophy provides assurance that our decisions are free from conflicts of interest. Whether we are utilizing "Capital Growth" strategies to maximize returns or "Capital Preservation" to limit interest rate risk, we are in the market with you—side by side.

An Agile Approach to Market Analysis

Our Methodology

Large, entrenched firms often lag behind economic shifts. We adapt. We consult a diverse range of metrics daily to maintain an outlook that moves in tandem with market cycles, rather than chasing them.

Macroeconomic (The Climate)

Growth & Inflation Trends

The macroeconomic environment is the primary driver of market trends. While others rely on lagging indicators, we analyze leading economic data to identify assets poised to thrive in the current cycle.

Microeconomic (The Company)

Fundamentals Over Hype

We ignore marketing noise. Our value-based approach combines profitability analysis with growth trends to find businesses with genuine staying power and attractive risk-vs-reward dynamics.

Technical Analysis (The Timing)

Precision Entry & Exit

Buying the right stock is only half the battle. We utilize chart reading, price patterns, and support/resistance levels to fine-tune our portfolio allocations, improving the odds of long-term success.

 

Data-Driven, Not Product-Driven.

By combining these three disciplines, we avoid the "narrow scope" of most firms. We use this analysis to give you real-time insights into your performance, ensuring you always know exactly what you own and why.

Experience You Can Trust. Access You Deserve.

Our Leadership Team

We pride ourselves on our independence, free from the influence of large banks. When you hire KPP, you don't get a faceless algorithm. You get a team that identifies the best financial minds to provide straightforward, unbiased analysis.

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Justin Klein

The Chief Executive Officer. As the host of InvestTalk since 2006, Justin leads the firm’s vision, ensuring every client portfolio adheres to our strict code of "100% Fee Transparency" and accountability.

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Jason Topor

The Chief Investment Officer. Jason oversees the firm's compliance and investment operations, ensuring our "Agile Market Analysis" is executed with precision and integrity across all strategies.

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Luke Guerrero, CFA

The Portfolio Manager. As a CFA charterholder and co-host of InvestTalk Podcast, Luke specializes in deep-dive fundamental analysis, helping to filter thousands of stocks to find true value for our clients.

 

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Andrew Ryan

The Investment Advisor. Andrew embodies KPP's promise of "unparalleled access" to advisors. He works directly with clients to tailor our "Parallel Investing" strategies to their personal retirement and estate planning goals, ensuring every plan is results-oriented and unique to the client's needs

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Shelby Unger

The Marketing Director. Shelby ensures that KPP’s mission of financial literacy reaches our audience of millions. She oversees the distribution of our educational resources, breaking down complex financial "hot topics" into actionable insights for our listeners.

Unparalled Accessibility

In an industry designed to be complex and opaque, we streamline communication.

 

InvestTalk Live Q&A

Join Justin and Luke on the InvestTalk Podcast (60M+ Downloads)

Office Hours

Clients and subscribers get direct access to Justin Klein every Wednesday to ask questions and receive tangible feedback on their ideas.

Does Your Current Portfolio Match Your Risk Tolerance?

You’ve seen how we invest—with 100% fee transparency and accountability. Now, let’s see if your current strategy is actually working for you.

Get a clear snapshot of your investments and actionable feedback from our leadership team.